While I splurge on clothing (nice materials will last from one season to the next), I save on accessories. This includes jewelry, watches, and etc. They bring a nice pop to the monotone clothing pairings. Vancouver has a number of clothing stores with a great selection of jewelry!
In my last trip, I went to Ardene to find a few accessories for a gatsby-themed party. To my surprise, there is an good selection of jewelry in silver, and gold colors. At low prices! I got some midi rings along with a few long necklaces perfect for work. A benefit to buying inexpensive jewelry is the lack of guilt for losing/ruining them. They can be replaced with new designs every year (or season depending on your reference).